Insurance Services Built to Save You from Risks
Locus Insurance Services works as your insurance advisor, combining practical expertise with data-driven insight to reduce risk, prevent loss, and respond when it counts.
years of success guided by the Meditab Group
AM Best-rated insurance carrier partners
client retention across diverse industries
total written premium successfully managed
insurance policies secured across industries
Expert Insurance Advisors You Can Rely On
Locus Insurance Services is a Sacramento-based insurance service provider affiliated with the Meditab Group.
- Advanced Risk Assessment: Coverage decisions based on real exposure, not assumptions.
- Accurate, Personalized Premiums: Insurance solutions aligned to your actual needs and scale.
- Client First Protection: Insurance services designed around your operations and priorities.
- Dedicated Support: Hands-on guidance from quote to claim resolution.
- Comprehensive Coverage Options: Personal, business, and healthcare insurance solutions under one roof.
- Claims Advocacy: We stay involved and accountable when it matters most.
- AI-Powered Customization: Evaluating your individual profile to deliver coverage options and insights as unique as you are.
Our Solutions
Complete Insurance Services Under One Roof
We offer insurance solutions that align with your operations, compliance needs, and long-term goals.
Insurance For Healthcare Organizations
A wide range of insurance solutions because we understand the unique risks faced every day.
- Includes:
- Medical Professional Liability (MedMal) | Errors & Omissions (E&O) | Property Insurance | General & Healthcare Liability | Employment Practices Liability (EPL) | Directors & Officers Liability (D&O) for public/private/nonprofit/IPO/SPAC | Fiduciary Liability | Crime Coverage (incl. employee theft) | ERISA Bonds | Workers’ Compensation | Commercial Auto/Fleet Programs | Cyber & Privacy Liability (incl. network security) | Media Liability and more
Commercial & Business Insurance
Safeguard your enterprise with tailored insurance services for unexpected risks.
- Includes:
- Property & Liability | Workers' Comp | Professional & Management Liability | Cyber & Tech Liability | Auto/Fleet | Many More
Health Insurance
Access affordable, flexible, and long-term protection for individuals, families, & employers.
- Includes:
- Short-Term | Individual & Family | Medicare | Student Plans | Many More
Employee Benefits
Holistic benefits portfolios that demonstrate your investment in your team's total well-being.
- Includes:
- Group Health | Dental | Vision | Group Life and Supplemental
Personal Insurance
High-limit coverage that treats your personal security with the same professional rigor as a Fortune 500 company
- Includes:
- Homeowners | Renters | Flood & Earthquake | Auto | Condo
Life Insurance
Plan for the future with life insurance solutions that provide financial security & long-term stability for loved ones.
- Includes:
- Term | Whole | Universal | Retirement
Insurance For Healthcare Organizations
A wide range of insurance solutions because we understand the unique risks faced every day.
- Includes:
- Medical Professional Liability (MedMal) | Errors & Omissions (E&O) | Property Insurance | General & Healthcare Liability | Employment Practices Liability (EPL) | Directors & Officers Liability (D&O) for public/private/nonprofit/IPO/SPAC | Fiduciary Liability | Crime Coverage (incl. employee theft) | ERISA Bonds | Workers’ Compensation | Commercial Auto/Fleet Programs | Cyber & Privacy Liability (incl. network security) | Media Liability and more
Commercial & Business Insurance
Safeguard your enterprise with tailored insurance services for unexpected risks.
- Includes:
- Property & Liability | Workers' Comp | Professional & Management Liability | Cyber & Tech Liability | Auto/Fleet | Many More
Health Insurance
Access affordable, flexible, and long-term protection for individuals, families, & employers.
- Includes:
- Short-Term | Individual & Family | Medicare | Student Plans | Many More
Employee Benefits
Holistic benefits portfolios that demonstrate your investment in your team's total well-being.
- Includes:
- Group Health | Dental | Vision | Group Life and Supplemental
Personal Insurance
High-limit coverage that treats your personal security with the same professional rigor as a Fortune 500 company
- Includes:
- Homeowners | Renters | Flood & Earthquake | Auto | Condo
Life Insurance
Plan for the future with life insurance solutions that provide financial security & long-term stability for loved ones.
- Includes:
- Term | Whole | Universal | Retirement
Who We Serve
Specialized Insurance Services For Every Niche Industry
Healthcare
As one of the leading healthcare insurance consultants in the USA, we understand the specific regulatory and operational risks of the healthcare industry.
Commercial
Designed to protect companies across industries and stages of growth. Business leaders choose Locus Insurance Services to protect their valuable assets & employees.
Trusted by Healthcare And Technology Leaders Across the Nation
Organizations across healthcare and technology rely on Locus as their long-term insurance service provider.
Contact Us